Why Choose Us

Experience

We have been doing this for many years and all come from various lending backgrounds.

Professionalism

We pride ourselves on making life hassle-free and we’re fast and very easy to deal with.

Competitive

We are affiliated with very large Finance & Insurance Companies, and Car Care suppliers. This allows us to get the best deals for our clients.

Car Loan Calculator

Tynan Financial Solutions

Finance provided is subject to the credit terms and approval criteria of the credit provider, and the interest rate is subject to the applicant's credit profile score. Repayments include a $5.50 monthly account keeping fee indicative of applicable fees charged by our finance partners

Most Common Types of Car Finance

A Car Loan is a personal finance product where the financier lends the customer funds for the purchase of a vehicle, and secures the loan against that vehicle. A Car Loan is can also be known as a Consumer Loan or a Secured Car Loan.

Under a Car Loan the customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the vehicle as security for the loan. Once the contract is completed, the financier lifts their interest in the vehicle, giving the customer clear title.

Please contact us to see if a car loan benefits you.

A Personal Loan is a type of unsecured car loan, whereby the financier lends you money but doesn’t take any security over the vehicle. Personal loans have all the same benefits as Car Loans without the vehicle used a security

Please contact us to see if a personal loan benefits you.

A Chattel Mortgage is a commercial finance option whereby the financier advances funds to the customer to purchase a vehicle, and the customer takes ownership of the vehicle (chattel) at the time of purchase. The financier then takes a “mortgage” over the vehicle as security for the loan, by registering their interest over it with the PPSR. Once the contract is completed, the security interest is removed giving the customer clear title to the vehicle.

Please contact us to see if a chattel mortgage benefits you.

Under a Commercial Hire Purchase (CHP) arrangement the financier agrees to purchase the car on behalf of the customer, and then hire it back to them over a set period of time. The customer has the use of the vehicle for the term of the contract but is not the owner of the vehicle. At the end of the contract term when the total price of the vehicle (minus any residual) and the interest charges have been paid in full, the customer takes ownership of the car.

Commercial Hire Purchase can also be known as a Corporate Hire Purchase, Hire Purchase or Offer To Hire.

Please contact us to see if a commercial hire benefits you.

A Car Lease or Finance Lease is a commercial finance product which enables the customer to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle.

The financier purchases the vehicle on behalf of the customer, who then leases the vehicle back from the financier and pays a fixed monthly lease rental for the term of the lease.

At the end of the lease the customer can either pay a residual value (final instalment) on the lease and take ownership of the car, trade it in or re-finance the residual and continue the lease.

Please contact us to see if a lease benefits you.

Novated Lease (Salary Packaging):

Novated Leasing is a method of salary packaging a car, under which an employee leases a car and the employer agrees to take on the employee’s obligations under the lease, paying the monthly lease rentals from the employee’s pre-tax income (“salary sacrificing” this income). Under a Maintained or Fully Maintained Novated lease, the car’s operating expenses, such as fuel, servicing, registration and other running costs, can also be packaged.

A Novated lease is a three way agreement between an employer, employee and finance company, and under this arrangement, the employer pays the monthly lease rentals on behalf of the employee (by way of salary sacrifice), and provides the vehicle for the employee to use as part of their salary packaging arrangement. If employment ceases for any reason, or the lease agreement is finalised, the Novation ceases and the obligations assumed by the employer revert back to the employee.

Please contact us to see if a novated lease benefits you.

Other Services

Car Care

We can organise window tint, surface protection, leather & fabric interior protection

View Current Special

Warranty

Please call us to discuss loan protection & extending the warranty on your vehicle

Asset Finance

We also finance shop fit-outs, manufacturing equipment, cranes, basically any equipment your business requires

Car Buying & Selling

We can come to you & value your car, and easily source just about any vehicle you require

Enquire

Customer Testimonials

Thank you team for your joint assistance. You were so easy to deal with and made my complex application seem like it was no trouble at all. I love the new car too by the way.

Claire

A big thank you for dealing with this matter professionally including the last minute change, and still delivering to what became a tight timetable.

 A very seamless and well drilled process that you and your bosses should be proud of.

Michael

Gary and Don were fantastic in ensuring I received a favourable outcome, often going beyond their working hours to accommodate to me. I felt valued and genuinely held trust in them that everything provided to them would be handled in the most professional manner.

Luke

Great service, very knowledgeable team, and after helping me finance the ute, you even organised a warranty on my daughter’s car. Thank you guys.

Joseph

Elizabeth Aoun helped me so much, she kept me updated throughout. She’s friendly and warm and much like James made me feel very comfortable. She sourced my finance and I’m so happy …Top service from all your staff!! They are all assets to Tynan and it is obvious that they enjoy their jobs!

Zoe

I am one extremely happy customer. From start to finish  I felt listened to and looked after by Samuel and Rebecca.

They were nothing short of professional and very attentive covering all minor details. In a relaxed friendly manner the outcome was nothing less than exceptional.

Anne

What a fantastic team Nathan and Tony were, they both could not have been more helpful with the purchase of a new car. So happy with the professional service provided from the team.

Dave